A REIT is simply a listed company that owns commercial real estate, office buildings, malls, warehouses, and passes most of the rental income to you as a unit-holder. You don’t need a crore to buy a flat in an IT park. You can own a slice of one for around ₹10,000–₹15,000. India has had listed […]
An InvIT owns a toll road, not an office building. That one sentence captures the essential difference from a REIT. The cash flowing to you as a unit-holder comes from vehicles paying tolls, or from a utility paying for power transmission, or from a gas company using a pipeline. It’s infrastructure, physical, essential, slow-moving, and […]
The most common financial mistake I see among middle-class Indian families is having their entire net worth in one flat. One illiquid asset, in one city, in one micro-market, with all the concentration risk that implies. And then wondering why their wealth doesn’t grow the way they expect. This is not a knock on homeownership. […]