The Tax That Came Back, and Changed Again Long-Term Capital Gains (LTCG) tax on equity in India has had an eventful history. It was abolished in 2004, reintroduced in 2018, and then revised again in Budget 2024. Each change has required equity investors to rethink their planning. This article covers the full arc and, more […]
SGBs and the Tax Angle Most Investors Partially Understand Sovereign Gold Bonds (SGBs) are one of the most tax-efficient ways to hold gold in India, but the tax treatment is not uniform across all scenarios. It differs based on whether you hold to maturity, redeem early through the government window, or sell in the secondary […]
The 80C Ceiling Problem Every year, millions of Indian taxpayers scramble in January and February to complete their 80C investments, dumping money into ELSS, PPF, or LIC policies to reach the Rs 1.5 lakh deduction limit. Once that box is ticked, most people stop thinking about tax saving entirely. That is a significant missed opportunity. […]
Turning Losses Into a Tax Silver Lining Every investor has positions that have not gone to plan. Some holdings sit at a loss, below the price you paid. Most investors look at these with frustration, waiting for recovery. But there is a systematic way to use these unrealised losses to reduce your tax bill right […]