Inverted yield curves and recessions
Every US recession followed a yield curve inversion. Outside the US, the predictive record is weaker. Worth watching, not panicking about.
More Indians have Dream11 accounts than demat accounts
18.5cr demat accounts, roughly half unique. Dream11 accounts probably all unique. Twice as many Indians play fantasy sports as invest in markets.
What Are NFOs (New Fund Offers) – Are They Worth Investing In?
Every time the market is doing well, your inbox fills up with NFO offers. New Fund Offer. Invest now at ₹10 NAV. Limited period. The framing makes it sound like you’re getting in early on something special. You’re usually not. An NFO is simply how a mutual fund launches. The Asset Management Company (AMC) files […]
P2P Lending in India – High Returns or High Risk?
The pitch is hard to ignore: lend money to individuals or small businesses through a platform, earn 11 to 13 percent annual returns, all regulated by RBI. In a country where FDs return 6 to 7 percent, that spread sounds like a genuine opportunity. The question is what you’re actually signing up for when you […]
Startup Investing for Retail Investors in India – What’s Changed
The question I get more often now than I did five years ago is some version of: how do I invest in startups? The your broker story, the Nykaa IPO, Zomato, the Oyo arc, these have made startup investing feel like something an ordinary investor should be doing. The reality is messier and the access […]
How RBI Repo Rate Decisions Affect Your Investments
The repo rate is 5.25% as of the RBI’s August 2026 meeting. The number matters, but not because a 25 basis point move should make you rebuild your portfolio. It matters because it changes the price of money across the system. That chain is what I look at. The RBI moves the policy rate. Banks […]
Why So Many Companies Want to List When the IPO Window Is Open
An IPO boom is usually described as a sign that investors are excited. From the other side of the table, it is also a sign that sellers are excited. Companies, promoters and private-equity funds choose when to come to market. They do not normally rush to sell when valuations are poor and demand is thin. […]
How I Read Financial News Without Letting It Trade for Me
Markets can make any ordinary day look important. The index falls 1%. A television anchor needs a reason before the closing bell. Foreign investors sold. Oil moved. The rupee weakened. Someone said something in Washington. Sometimes the explanation is useful. Often it is a story attached to the price after it moved. This does not […]