Every time the market is doing well, your inbox fills up with NFO offers. New Fund Offer. Invest now at ₹10 NAV. Limited period. The framing makes it sound like you’re getting in early on something special. You’re usually not. An NFO is simply how a mutual fund launches. The Asset Management Company (AMC) files […]
The pitch is hard to ignore: lend money to individuals or small businesses through a platform, earn 11 to 13 percent annual returns, all regulated by RBI. In a country where FDs return 6 to 7 percent, that spread sounds like a genuine opportunity. The question is what you’re actually signing up for when you […]
The question I get more often now than I did five years ago is some version of: how do I invest in startups? The your broker story, the Nykaa IPO, Zomato, the Oyo arc, these have made startup investing feel like something an ordinary investor should be doing. The reality is messier and the access […]
What the Repo Rate Actually Is Every time the Reserve Bank of India’s Monetary Policy Committee meets, financial news channels go into overdrive. Anchors speak in hushed tones, tickers flash red or green, and Twitter fills with hot takes. Yet most retail investors I speak with cannot clearly articulate what the repo rate is or […]
The Numbers That Define a Historic Run I work in markets professionally, and even I find the pace of India’s IPO market over the past few years remarkable. FY2024 saw India raise over Rs 67,000 crore through mainboard IPOs, with more than 75 companies listing on the NSE and BSE mainboard. Add the SME platform […]
The Business Model You Are Not Thinking About Before you can read financial news well, you need to understand what financial news actually is. It is not a public service. It is a business, and its business model shapes every headline, every segment, and every analyst quote you encounter. Most financial media companies make money […]